*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:#142033;background:#fff;line-height:1.55}.container{max-width:1120px;margin:0 auto;padding:0 22px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid #e7edf5}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:285px;max-width:100%;display:block}nav{display:flex;align-items:center;gap:22px;font-size:14px}nav a{color:#243145;text-decoration:none;font-weight:600}.nav-cta{background:#084691;color:white!important;padding:10px 16px;border-radius:999px}.hero{padding:78px 0 70px;background:linear-gradient(135deg,#f7fbff 0%,#fff 46%,#eaf3ff 100%);position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-120px;top:-80px;width:360px;height:360px;border-radius:50%;background:rgba(8,70,145,.08)}.hero-grid{display:grid;grid-template-columns:1.35fr .75fr;gap:44px;align-items:center;position:relative;z-index:1}.eyebrow{color:#084691;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;margin:0 0 10px}h1{font-size:52px;line-height:1.02;margin:0 0 22px;color:#062b61;letter-spacing:-.04em}h2{font-size:36px;line-height:1.12;margin:0 0 18px;color:#062b61;letter-spacing:-.02em}h3{margin:0 0 10px;color:#0b376d}.lead{font-size:21px;color:#2f3b4c;max-width:760px;margin:0 0 30px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:28px}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:800;border-radius:12px;padding:14px 18px;border:1px solid #0b4691}.btn.primary{background:#0b4691;color:white}.btn.secondary{background:white;color:#0b4691}.trust-line{display:flex;gap:12px;flex-wrap:wrap}.trust-line span{background:white;border:1px solid #d7e3f2;border-radius:999px;padding:8px 12px;color:#334155;font-weight:700;font-size:14px}.hero-card{background:white;border:1px solid #dce7f5;border-radius:22px;padding:28px;box-shadow:0 24px 70px rgba(8,70,145,.14)}.hero-card h2{font-size:26px}.hero-card ul{padding-left:20px;margin-bottom:0}.section{padding:72px 0}.section-title{max-width:820px;margin-bottom:28px}.section-title p{font-size:18px;color:#3e4a5d}.cards.four{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card,.service,.price-card,.step,.target-panel{background:white;border:1px solid #dce7f5;border-radius:18px;padding:22px;box-shadow:0 8px 26px rgba(8,70,145,.06)}.services,.process,.english{background:#f7fbff}.target{background:white}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service .icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:12px;background:#e6f0fb;color:#084691;font-weight:900;margin-bottom:14px}.service.accent{border-color:#0b4691;background:#f2f7ff}.pricing-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.price-card.featured{border-color:#0b4691;box-shadow:0 18px 45px rgba(8,70,145,.16)}.price{font-size:24px;font-weight:900;color:#084691;margin:8px 0 12px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step strong{display:inline-flex;width:34px;height:34px;border-radius:50%;align-items:center;justify-content:center;background:#0b4691;color:white;margin-bottom:12px}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}.audience-list{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;list-style:none;padding:0;margin:0}.audience-list.one{grid-template-columns:1fr}.audience-list li{border:1px solid #dce7f5;border-radius:14px;padding:14px 16px;background:#fff}.english-cta{margin-top:26px}.contact{background:#062b61;color:white}.contact h2,.contact .eyebrow{color:white}.contact-box{display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center}.contact p{color:#e6eef8}.contact .btn.primary{background:white;color:#062b61;border-color:white}.small{font-size:14px;margin-top:12px}.footer{padding:34px 0;background:#071b37;color:#d9e6f5}.footer a{color:#d9e6f5}.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:24px}@media(max-width:900px){.nav{height:auto;align-items:flex-start;padding:16px 22px;flex-direction:column}.brand img{width:190px}nav{gap:12px;flex-wrap:wrap}.hero-grid,.contact-box,.split{grid-template-columns:1fr}h1{font-size:42px}.cards.four,.service-grid,.pricing-grid,.steps{grid-template-columns:1fr 1fr}.hero{padding-top:48px}}@media(max-width:620px){.container{padding:0 18px}.brand img{width:170px}nav a:not(.nav-cta){display:none}h1{font-size:34px}.lead{font-size:18px}.section{padding:52px 0}.cards.four,.service-grid,.pricing-grid,.steps,.audience-list{grid-template-columns:1fr}.footer-grid{display:block}.hero-card{padding:22px}.btn{width:100%}}
.why{background:#fff}
@media(max-width:900px){.brand img{width:230px}}
@media(max-width:620px){.brand img{width:190px}}


/* v5 mobile optimization */
.menu-toggle{display:none}
.menu-button{display:none;width:44px;height:44px;border:1px solid #d7e3f2;border-radius:12px;align-items:center;justify-content:center;flex-direction:column;gap:5px;background:#fff;cursor:pointer}
.menu-button span{display:block;width:22px;height:2px;background:#084691;border-radius:99px}
.main-nav{display:flex;align-items:center;gap:22px;font-size:14px}

@media(max-width:900px){
  .site-header{position:sticky}
  .nav{height:auto;min-height:68px;padding:10px 18px;display:flex;align-items:center;justify-content:space-between;gap:12px}
  .brand img{width:220px;max-width:70vw}
  .menu-button{display:flex}
  .main-nav{display:none;width:100%;flex-direction:column;align-items:stretch;gap:8px;padding:10px 0 6px;border-top:1px solid #e7edf5}
  .main-nav a{display:block;padding:12px 4px;font-size:16px}
  .main-nav .nav-cta{text-align:center;padding:13px 16px;margin-top:4px}
  .menu-toggle:checked ~ .main-nav{display:flex}

  .hero{padding:42px 0 48px}
  .hero-grid{grid-template-columns:1fr;gap:24px}
  .hero-card{order:2}
  h1{font-size:40px;line-height:1.08;margin-bottom:18px}
  h2{font-size:30px}
  .lead{font-size:18px;line-height:1.5;margin-bottom:22px}
  .hero-actions{gap:10px;margin-bottom:18px}
  .btn{width:100%;min-height:48px}
  .trust-line{gap:8px}
  .trust-line span{font-size:13px;padding:7px 10px}
  .section{padding:48px 0}
  .cards.four,.service-grid,.pricing-grid,.steps{grid-template-columns:1fr 1fr}
  .split,.contact-box{grid-template-columns:1fr;gap:24px}
}

@media(max-width:620px){
  .container{padding:0 18px}
  .nav{padding:9px 18px}
  .brand img{width:190px}
  h1{font-size:32px;letter-spacing:-.025em}
  h2{font-size:27px}
  h3{font-size:19px}
  .eyebrow{font-size:12px;line-height:1.35}
  .lead{font-size:17px}
  .hero{padding:34px 0 42px}
  .hero-card{padding:20px;border-radius:18px}
  .card,.service,.price-card,.step,.target-panel{padding:18px;border-radius:16px}
  .cards.four,.service-grid,.pricing-grid,.steps,.audience-list,.audience-list.one{grid-template-columns:1fr}
  .section-title{margin-bottom:20px}
  .section-title p{font-size:16px}
  .price{font-size:22px}
  .footer-grid{display:block}
  .contact .btn.primary{font-size:15px}
}

@media(max-width:390px){
  .brand img{width:170px}
  h1{font-size:29px}
  .main-nav a{font-size:15px}
}

/* v6 fixes: header logo clipping + hidden mobile checkbox */
.site-header{overflow:visible}
.nav{height:92px;min-height:92px;overflow:visible}
.brand{display:flex;align-items:center;line-height:0;overflow:visible}
.brand img{width:300px;max-height:78px;height:auto;object-fit:contain;display:block}
.menu-toggle{
  position:absolute!important;
  width:1px!important;
  height:1px!important;
  opacity:0!important;
  pointer-events:none!important;
  margin:0!important;
  padding:0!important;
  border:0!important;
  appearance:none!important;
  -webkit-appearance:none!important;
}
@media(max-width:900px){
  .nav{height:auto;min-height:74px;overflow:visible}
  .brand img{width:230px;max-height:64px}
}
@media(max-width:620px){
  .brand img{width:200px;max-height:58px}
}

/* v8 final header fix */
.site-header,
.nav,
.brand,
.brand img{
  overflow: visible !important;
}
.nav{
  min-height: 96px !important;
  height: auto !important;
  padding-top: 10px !important;
  padding-bottom: 10px !important;
}
.brand{
  display:flex !important;
  align-items:center !important;
  flex:0 0 auto !important;
}
.brand img{
  width: 285px !important;
  max-width: 42vw !important;
  max-height: none !important;
  height: auto !important;
  object-fit: contain !important;
}
.menu-toggle,
.menu-button{
  display:none !important;
  visibility:hidden !important;
  opacity:0 !important;
  width:0 !important;
  height:0 !important;
  margin:0 !important;
  padding:0 !important;
  border:0 !important;
}
.main-nav{
  display:flex !important;
  align-items:center !important;
  gap:22px !important;
}
@media(max-width:900px){
  .nav{
    min-height: 78px !important;
    gap:12px !important;
  }
  .brand img{
    width: 220px !important;
    max-width: 68vw !important;
  }
  .main-nav{
    width:100% !important;
    flex-wrap:wrap !important;
    justify-content:flex-start !important;
    gap:12px !important;
    padding-top:8px !important;
  }
}
@media(max-width:620px){
  .nav{
    min-height: 70px !important;
  }
  .brand img{
    width: 190px !important;
    max-width: 72vw !important;
  }
  .main-nav a{
    font-size:14px !important;
  }
}

/* v9 final: larger visible header logo */
.nav{
  min-height: 112px !important;
  padding-top: 14px !important;
  padding-bottom: 14px !important;
}
.brand img{
  width: 390px !important;
  max-width: 46vw !important;
  height: auto !important;
  max-height: none !important;
  object-fit: contain !important;
}
.main-nav{
  display:flex !important;
  align-items:center !important;
  gap:22px !important;
}
@media(max-width:900px){
  .nav{min-height:92px !important}
  .brand img{width:270px !important; max-width:68vw !important}
}
@media(max-width:620px){
  .nav{min-height:82px !important}
  .brand img{width:235px !important; max-width:74vw !important}
}
@media(max-width:390px){
  .brand img{width:210px !important}
}

/* v12 safe revert: clean Loyal section, no hero image */
.why-loyal{
  position:relative;
  overflow:hidden;
  background:linear-gradient(180deg,#ffffff 0%,#f8fbff 100%);
  border-top:1px solid #e7edf5;
  border-bottom:1px solid #e7edf5;
}
.why-loyal:before{
  content:"LOYAL";
  position:absolute;
  left:50%;
  top:50%;
  transform:translate(-50%,-50%);
  font-size:160px;
  line-height:1;
  font-weight:900;
  letter-spacing:.12em;
  color:rgba(8,70,145,.045);
  pointer-events:none;
  user-select:none;
  white-space:nowrap;
}
.why-loyal .container{
  position:relative;
  z-index:1;
}
.center-title{
  text-align:center;
  margin-left:auto;
  margin-right:auto;
}
.center-title p:not(.eyebrow){
  color:#334155;
  max-width:780px;
  margin:0 auto;
}
.english-note{
  margin-top:20px;
  margin-bottom:8px;
}
.english-note p{
  margin:0;
  color:#374151;
  background:#fff;
  border:1px solid #dce7f5;
  border-radius:14px;
  padding:14px 16px;
  display:inline-block;
}
@media(max-width:900px){
  .why-loyal:before{font-size:110px}
}
@media(max-width:620px){
  .why-loyal:before{font-size:70px;letter-spacing:.08em}
}

/* v15: bigger logo + real logo watermark */
.brand img{
  width: 360px !important;
  max-width: 48vw !important;
  height: auto !important;
}
.nav{
  min-height: 106px !important;
}
.hero{
  position: relative;
  overflow: hidden;
}
.hero::before{
  content:"";
  position:absolute;
  right:-30px;
  top:16px;
  width:560px;
  height:420px;
  background-image:url('assets/loyal-watermark-icon.png');
  background-repeat:no-repeat;
  background-position:center;
  background-size:contain;
  opacity:.075;
  pointer-events:none;
  z-index:0;
}
.hero-grid,
.why-loyal .container{
  position: relative;
  z-index: 1;
}
.hero-card{
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(3px);
}
.why-loyal::before{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  transform:translate(-50%,-50%);
  width:620px;
  height:420px;
  background-image:url('assets/loyal-watermark-icon.png');
  background-repeat:no-repeat;
  background-position:center;
  background-size:contain;
  opacity:.045;
  pointer-events:none;
}
@media(max-width:900px){
  .brand img{
    width: 300px !important;
    max-width: 72vw !important;
  }
  .nav{
    min-height: 92px !important;
  }
  .hero::before{
    width:420px;
    height:320px;
    right:-50px;
    top:40px;
    opacity:.065;
  }
  .why-loyal::before{
    width:420px;
    height:300px;
  }
}
@media(max-width:620px){
  .brand img{
    width: 240px !important;
    max-width: 76vw !important;
  }
  .nav{
    min-height: 78px !important;
  }
  .hero::before{
    width:280px;
    height:220px;
    right:-50px;
    top:64px;
    opacity:.06;
  }
  .why-loyal::before{
    width:280px;
    height:220px;
    opacity:.04;
  }
}
@media(max-width:390px){
  .brand img{
    width: 220px !important;
  }
}


/* v16: bigger top logo + watermark across the whole website */
.site-header,
.nav,
.brand,
.brand img{
  overflow: visible !important;
}
.nav{
  min-height: 118px !important;
  padding-top: 12px !important;
  padding-bottom: 12px !important;
}
.brand img{
  width: 440px !important;
  max-width: 52vw !important;
  height: auto !important;
  max-height: none !important;
  object-fit: contain !important;
}

/* Make all main sections able to host a watermark */
.hero,
.section{
  position: relative;
  overflow: hidden;
}
.hero > .container,
.section > .container{
  position: relative;
  z-index: 1;
}

/* Hero watermark */
.hero::before{
  content:"";
  position:absolute;
  right:-30px;
  top:14px;
  width:540px;
  height:420px;
  background-image:url('assets/loyal-watermark-sitewide.png');
  background-repeat:no-repeat;
  background-position:center;
  background-size:contain;
  pointer-events:none;
  z-index:0;
}

/* Watermark on all other sections */
.section::before{
  content:"";
  position:absolute;
  top:30px;
  right:-50px;
  width:420px;
  height:320px;
  background-image:url('assets/loyal-watermark-sitewide.png');
  background-repeat:no-repeat;
  background-position:center;
  background-size:contain;
  pointer-events:none;
  z-index:0;
}

/* Alternate position section by section so it feels sitewide and intentional */
.section:nth-of-type(even)::before{
  right:auto;
  left:-50px;
}

/* Keep existing cards readable over the watermark */
.hero-card,
.card,
.price-card{
  background: rgba(255,255,255,.96);
}

/* Mobile / tablet */
@media(max-width:900px){
  .nav{
    min-height: 96px !important;
  }
  .brand img{
    width: 340px !important;
    max-width: 78vw !important;
  }
  .hero::before{
    width:380px;
    height:290px;
    right:-70px;
    top:46px;
  }
  .section::before{
    width:320px;
    height:240px;
    top:24px;
    right:-70px;
  }
  .section:nth-of-type(even)::before{
    left:-70px;
  }
}
@media(max-width:620px){
  .nav{
    min-height: 80px !important;
    padding-top: 8px !important;
    padding-bottom: 8px !important;
  }
  .brand img{
    width: 265px !important;
    max-width: 78vw !important;
  }
  .hero::before{
    width:260px;
    height:210px;
    right:-70px;
    top:80px;
  }
  .section::before{
    width:220px;
    height:180px;
    top:18px;
    right:-80px;
  }
  .section:nth-of-type(even)::before{
    left:-80px;
  }
}

/* v17: navigation and quick access */
.btn.tertiary{
  background: transparent;
  color:#0b4691;
  border-color:#c9d7ea;
}
.quick-index{
  background:#ffffff;
  border-top:1px solid #e7edf5;
  border-bottom:1px solid #e7edf5;
  position:sticky;
  top:118px;
  z-index:35;
}
.quick-index-inner{
  min-height:58px;
  display:flex;
  align-items:center;
  gap:12px;
  flex-wrap:wrap;
}
.quick-index-inner span{
  font-weight:800;
  color:#062b61;
  margin-right:4px;
}
.quick-index-inner a{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding:8px 12px;
  border:1px solid #d7e3f2;
  border-radius:999px;
  text-decoration:none;
  color:#243145;
  background:#fff;
  font-weight:700;
  font-size:14px;
}
.quick-index-inner a:hover{
  border-color:#084691;
  color:#084691;
}
.main-nav{
  flex-wrap:wrap;
  justify-content:flex-end;
}
.main-nav a{
  white-space:nowrap;
}
@media(max-width:1100px){
  .brand img{
    width:330px !important;
    max-width:44vw !important;
  }
  .main-nav{
    gap:14px !important;
    font-size:13px !important;
  }
}
@media(max-width:900px){
  .quick-index{
    position:static;
    top:auto;
  }
  .quick-index-inner{
    padding-top:10px;
    padding-bottom:10px;
  }
  .main-nav{
    width:100% !important;
    justify-content:flex-start !important;
    gap:10px !important;
    padding-top:6px !important;
  }
  .main-nav a{
    font-size:14px !important;
  }
}
@media(max-width:620px){
  .quick-index-inner{
    gap:8px;
  }
  .quick-index-inner span{
    width:100%;
  }
  .quick-index-inner a{
    font-size:13px;
    padding:7px 10px;
  }
  .hero-actions .btn{
    width:100%;
  }
}